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New Affordable Self-Build Home Scheme Touted by the Government

It has been clear for many years now that the UK government is unlikely to come close to its ambitious goals regarding widespread construction of affordable homes within the next five years. Various initiatives have been introduced to encourage first-time buyers to invest, but affordable inventory remains dangerously scarce. Now, […]

Average House Prices Reach Surprise All Time High in February 2021

With the original stamp duty holiday coming to an end, it was not surprising that expectation was, that there would be a reduced level of interest in property purchases which would almost certainly trigger a slowdown in property price growth. Or at least, this is what most had predicted, precisely […]

Bridging Loans: Growing Demand Furthers Spike in Bridging Finance Activity

Bridging finance was an undeveloped sector in the UK not too long ago, offering little appeal for the average borrower. Today, far more people than ever before from all types of backgrounds are using bridging loans for a long list of practical purposes. The more challenging it becomes to secure […]

Bridging Finance Popular Among Buyers Looking to Beat the Stamp Duty Deadline

When the temporary stamp duty holiday expires on March 31 (now forecast to end June 30th), home buyers could once again find themselves £15,000 out of pocket. With stamp duty currently suspended on qualifying properties under £500,000 in value, it is estimated that over 90% of all home purchases are covered under […]

1 in 4 Q4 Bridging Loans Used to Break Property Chains, MT Finance Reports

The bridging finance sector in the UK endured a turbulent 2020, recording a decline in annual transaction volumes of approximately £278 million.  According to the latest figures released by MT Finance, the sector saw particularly poor performance during the first six months of the year, when lockdown restrictions took a […]

Establishing Affordability with a Bridging Loan Calculator

A bridging loan calculator can be an invaluable tool when assessing the affordability of a bridging loan, prior to applying. Bridging loan rates (when considered as an APR) appear elevated, due to the short-term nature of the product. Bridging finance, however, can be uniquely cost-effective when repaid promptly. Monthly interest […]

Five Common Uses for Bridging Loans

Bridging finance can be used for almost any legal purpose. The vast majority of UK bridging loans, however, are used for transactions involving residential or commercial properties & land. One of the most appealing characteristics of bridging finance is the way in which it can be arranged and accessed within […]

The Benefits of Unregulated Bridging Loans for Property Investors

With the UK gripped by Brexit uncertainty and the ongoing Coronavirus-related economic shutdown, lenders are demonstrating understandable risk aversion. Conventional loans and mortgages are becoming more difficult to access, though there is one alternative form of funding that continues to grow in both popularity and accessibility. Unregulated bridging finance has […]

Why Take Out Bridging Loans for Property Downsizing?

You have decided to downsize and are looking to purchase a property with a much lower market value than your current home. In which case, why would you consider taking out a bridging loan? If the home you live in is more valuable than the property you intend to buy, […]

The Pros and Cons of Bridging Loans for UK Property Investors

Property investors in the UK have no shortage of options where potential sources of funding are concerned, though increasingly, new and established investors alike are turning to short-term bridging finance. Bridging loans differ from mainstream loans in that they are designed to be repaid within a period of 1-18 month. […]

UK Bridging Loans Limited does not undertake/enter into any type of FCA regulated loans as set out in the FCA Regulated Activities Order.
Registered office: 7 Kevern Close, Wigston, Leicester, LE182GR.
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