Superfast Completion, Often Within Days
Land, With or Without Planning
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2nd Charge (consent not always required)
Quick Auction Finance
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3rd Charge (consent not always required)
Adverse Credit Considered
2nd Charge Behind Bridging Lender
2nd Charge Behind Equity Release Lender
Up to Age 85
Pure Equity Based Lending
Residential & Commercial
Valuations Not Always Required
Loans from £25,500
Free Legal Option
No monthly payments
Consolidating debts with a single affordable debt consolidation loan can significantly reduce immediate and long-term outgoings. However, debt consolidation is a facility only to be considered following receipt of sound financial advice as not all debt consolidation loans work in the same way.
If you are interested in debt consolidation or would like to discuss the options available in more detail, book your obligation-free consultation with UK Bridging Loans today.
It's not uncommon for individuals, households and businesses to struggle with more debt that they can manage. Over time, everyday facilities like credit cards, personal loans, overdrafts, secured loans, vehicle finance loans and so on can add up to a serious amount of debt.
If you find yourself in a position where you can no longer comfortably meet your repayment obligations, a loan for debt consolidation could help you take back control.
A debt consolidation loan replaces all (or most) of your existing debts, paying off your outstanding balances and leaving you with a single loan to repay. The biggest benefit of a consolidation loan being the elimination of multiple monthly payments, replaced instead by one much lower monthly repayment.
If the interest rate payable on your consolidation loan is competitive, you also stand to save significantly on the long-term costs of your debts.
Contrary to popular belief, you don't have to be drowning in debt to benefit from a competitive consolidation loan. If you are currently repaying multiple debts of any kind at elevated rates of interest, you could make significant savings by consolidating your debts. Strategic debt consolidation can minimise monthly outgoings, free up additional cash and make it much easier to stay on top of your finances. It can also help ensure you preserve your credit score from damage, which may otherwise occur if your debts spiral out of control.
By their nature, debt consolidation loans are a popular facility for individuals and businesses facing financial difficulties. This is why many of the UK's leading debt consolidation specialists are happy to accept applications from individuals with a poor credit history or even a history of bankruptcy. Debt consolidation loans for bad credit applicants can be just as competitive as the conventional variety. The key to getting the best deal, irrespective of your circumstances, lies in conducting a comprehensive debt consolidation loan comparison with the help of an independent broker.
At UK Bridging Loans, we can help you choose the most appropriate option for a safe, simple and manageable financial future. We specialise in debt consolidation loans with no credit checks required which can be sourced from an extensive panel of specialist lenders across the UK or from our own funds. Use our convenient debt consolidation loan calculator for an overview of the available options, or call anytime for an obligation-free consultation.
Clients approach UK Bridging loans either directly or via introducers. Basic questions by way of a “fact-finding” process are used by UK Bridging Loans to determine if the lending requirements are a possibility.
An immediate yes or no answer is given and if suitable, a quotation is formulated and forwarded to the client, usually by email.
A formal offer is produced for any client wishing to proceed and forwarded for signature, again, usually by email.
Each client are visited at the security address for signature of the remaining loan paperwork, including a CH1, land registry charging order. We will also collect any additional pre-requested documentation.
The signed documentation is immediately sent to our underwriters. Our model is based on very quick completions as each deal is funded using all of our own money. On rare occasions we may request additional information.
Average completion from initial acceptance to pay-out is usually just a few days. We rarely require valuations or additional legal representation. The land registry charge is removed once the bridging loan is repaid.
The applicant could be too old to obtain a standard high street mortgage as most mortgage lenders now prevent borrowing into what is deemed, “normal retirement age”.
The property may be in a condition where it is not suitable for mortgage finance and as such a Bridging Loan could be used to complete the purchase and any required work prior to refinancing.
The applicant may have some adverse credit, however minor, which was previously acceptable to lenders but now no longer fits the high street lending criteria.
The applicant may have difficulty proving income requirements needed for more regular finance. This may be due to poor self-employment records, a break from work or a reduction in self-employed workloads or overtime.
Superfast Completion, Often Within Days Land, With or Without Planning 2nd Charge (consent not always required) Quick Auction Finance 3rd Charge (consent not always required) Adverse Credit Considered 2nd Charge Behind Bridging Lender 2nd Charge Behind Equity Release Lender Up to Age 85 Pure Equity Based Lending Residential & Commercial Valuations Not Always Required Loans from £25,500 Free Legal Option No monthly paymentsWe offer quick turnaround with fast bridging loans and in cases will approve and get you the finance needed in 24 hours.
Funding provided for all manner of development needs, from light to heavy refurbishment or complete development build.
A bridging loan can be a good way to stop yourself falling into bankruptcy, given you an urgent cash injection when needed.
Business finance can be obtained through bridging finance and can be used for a variety of purposes for your business.
Consolidate your debts into one monthly payment by using a bridging loan to bring your finances back in to shape.
An unexpected tax bill can be a real strain on finances. Use bridging loans to pay your tax.
A bridging loan can be used to bring your mortgage out of arrears and stop the home from being repossessed in the process.
Our quick and easy bridging loan calculator can be used to easily identify the repayment on a bridging loan in just a few clicks.
Business Address: Office block 2, Kibworth Business Park, Kibworth Harcourt, Leicestershire, LE8 0EX
Telephone: 0116 366 6338
Email: contact@ukbridgingloans.uk
0116 366 6338
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