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Superfast Completion, Often Within Days

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Land, With or Without Planning

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2nd Charge (consent not always required)

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Quick Auction Finance

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3rd Charge (consent not always required)

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Adverse Credit Considered

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2nd Charge Behind Bridging Lender

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2nd Charge Behind Equity Release Lender

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Up to Age 85

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Pure Equity Based Lending

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Residential & Commercial

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Valuations Not Always Required

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Loans from £25,500

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Free Legal Option

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No monthly payments

Secured Business Loan

For most SMEs operating in the UK, business loans are the lifeblood that enables them to operate. In the absence of an affordable business loan, thousands of successful start-ups would have failed to get things started in the first place.

At UK Bridging Loans, we specialise in all types of business finance such as secured business loans and small business bridging loans for ambitious entrepreneurs and innovative enterprises. Whether you are a start-up business or looking for affordable commercial finance to take your business to the next level, we will do whatever it takes to find you an unbeatable deal. Call anytime to discuss your requirements in more detail, or to get your commercial loan application underway.

Comprehensive Commercial Finance Solutions

Unlike some, we understand that time is a critical factor when organising small business loans. Throughout every stage of the application process, our experienced team will provide the support you need to access affordable business funding the moment you need it.

Our extensive range of commercial and financial solutions for new and established businesses includes the following:

Asset Finance – A complete range of loans and financial products for purchasing business equipment, vehicles and assets of value.

Invoice Finance – Gain immediate and affordable access to the working capital you need to grow and develop your business.

Commercial Mortgages – If looking to purchase premises outright for your business, we can help you get an unbeatable deal on a commercial mortgage.

Property Development Finance – Ideal for ambitious entrepreneurs and business owners looking to build new properties or develop on land.

Bespoke Financial Solutions – Comprehensive funding packages for SMEs and entrepreneurs – a secured business loan tailored to meet your exact requirements.

For more information or to discuss the benefits of our commercial finance solutions in more detail, book your obligation-free consultation with UK Bridging Loans today.

A Flexible and Affordable Secured Business Loan

Issues like poor credit, a history of bankruptcy or prior insolvency have traditionally prevented entrepreneurs from accessing competitive business loans.

At UK Bridging Loans, we work with an extensive network of specialist lenders who consider each case by way of its individual merit.

Use our exclusive online business loan calculator for an initial overview, which will help you assess affordability and your preferred repayment plan. After which, UK Bridging Loans will conduct a whole-market search on your behalf, pairing your requirements with an affordable business loan from a trusted and reputable lender.

Call today for more information, or send us an email anytime detailing your requirements and we will get back to you as soon as possible.

Organisations establish innovative ideas and methods to reduce operational and manufacturing costs. Raising capital - another important role of corporate finance is to raise funds and capital in organisations.

A bridging loan works by giving you the money to proceed with a purchase while you free up money from other assets. Talk to one of the team at UK Bridging loans; they will send you an offer and go through all the legal and important information through to completion.

UK Bridging Loans will start their lending from £25,000. The size of the loan and the amount that you are able to borrow will be based off the LTV in the property that we will be securing against. The loan would be secured against a property that you own and the loan amount would be determent on the LTV of the property.

Interest rates tend to be higher on bridging loans as you are paying for the privilege of borrowing a lot of money quickly. Other costs include arrangement fees, valuation fees, and legal fees.

Our bridging process: Apply -> get your offer -> legal and important info -> completion.

In order to get a business loan we will need a security, this will be a property that you own. There are a range of subprime lenders out there that will look at adverse credit, UK Bridging Loans is one of those subprime lenders and would consider adverse credit.

The best loan companies for bad credit will be subprime lenders, they are lenders who would consider adverse credit. UK Bridging loans is well know to be one of these subprime lenders.

Come and speak to one of the team at UK Bridging Loans and they will see if the property that you are wanting to secure against has enough equity to be able to secure against it.

How it Works

get-in-touch
Get in Touch

Clients approach UK Bridging loans either directly or via introducers. Basic questions by way of a “fact-finding” process are used by UK Bridging Loans to determine if the lending requirements are a possibility.

home-valuation
Fast Approval

An immediate yes or no answer is given and if suitable, a quotation is formulated and forwarded to the client, usually by email.

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Formal Offer

A formal offer is produced for any client wishing to proceed and forwarded for signature, again, usually by email.

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Representative Visit

Each client is visited at the security address for signature of the remaining loan paperwork, including a CH1, land registry charging order. We will also collect any additional pre-requested documentation.

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Dedicated Underwriting

The signed documentation is immediately sent to our underwriters. Our model is based on very quick completions as each deal is funded using all of our own money. On rare occasions we may request additional information.

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Payment of Funds

Average completion from initial acceptance to pay-out is usually just a few days. We rarely require valuations or additional legal representation. The land registry charge is removed once the bridging loan is repaid.

Who can use Bridging Finance?

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Age

The applicant could be too old to obtain a standard high street mortgage as most mortgage lenders now prevent borrowing into what is deemed, “normal retirement age”.

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Property condition

The property may be in a condition where it is not suitable for mortgage finance and as such a Bridging Loan could be used to complete the purchase and any required work prior to refinancing.

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Credit

The applicant may have some adverse credit, however minor, which was previously acceptable to lenders but now no longer fits the high street lending criteria.

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Income

The applicant may have difficulty proving income requirements needed for more regular finance. This may be due to poor self-employment records, a break from work or a reduction in self-employed workloads or overtime.

USPs

  • cloud Superfast Completion, Often Within Days
  • cloud Land, With or Without Planning
  • cloud 2nd Charge (consent not always required)
  • cloud Quick Auction Finance
  • cloud 3rd Charge (consent not always required)
  • cloud Adverse Credit Considered
  • cloud 2nd Charge Behind Bridging Lender
  • cloud 2nd Charge Behind Equity Release Lender
  • cloud Up to Age 85
  • cloud Pure Equity Based Lending
  • cloud Residential & Commercial
  • cloud Valuations Not Always Required
  • cloud Loans from £25,500
  • cloud Free Legal Option
  • cloud No monthly payments

Bridging Loan uses

Contact Us

Contact Details

pin Business Address: Office block 2, Kibworth Business Park, Kibworth Harcourt, Leicestershire, LE8 0EX

call Telephone:  0116 366 6338

Opening Hours

Mon - Thurs: 9am - 9pm

Fri: 9am - 5pm

Sat: 10am - 5pm

Sun: 11am - 5pm


For job vacancies please email us on  jobs@ukpf.co.uk